Whenever I talk to anyone about money and investing, I basically have the following guiding principle: Save 3-6 months of living expenses, pay off all high-interest debt/loans and invest everything else. Do I practice what I preach? Yes. I absolutely do. The reason is that I believe that investing your savings into the market is […]
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October 2021 Update: Investing, Beating the Market, Portfolio Updates & More
Investing, Beating the Market and Compounding returns I talk to a lot of people about investing and personal finances. Yes, I know, talking about money can be taboo, but I suppose I don’t really care. There are far too many people that need help with their finances and I think it’s a far bigger crime […]
Continue ReadingOne Easy Trick to Pay off your Student Loans Faster
This article could have gone in a million directions and I’m going to choose the easy one. Just presenting a mathematical exercise on how to pay off your student debt faster. [ Here’s the spreadsheet that I’ll be referencing, just make a copy and you can edit the yellow fields with your own information. ] […]
Continue ReadingSeptember 2021 Portfolio Recap
Wow, September was a roller coaster of a month. It started not so good, then went crazy for a few weeks and then ended on a doozy. At one point, I hit 55% YTD, and then in the last few days of the month, gave back a lot of those gains, finishing the month just […]
Continue ReadingAugust 2021 Portfolio Recap & Some Earnings Notes
August was a tremendous month. My portfolio was up 14% for the month and hit an all-time high for the year with a YTD return of 40.62%! It seems Fed’s easy monetary policies combined with Jerome Powell’s solid navigation of a tapering timeline to mitigate a “taper tantrum” has enabled growth stocks to continue to […]
Continue ReadingAugust 2021 Mid-Month Portfolio Update: Lots of Changes
Earnings season is just about over, with the majority of companies having reported through August 20. It was an overall pretty solid earnings season with 87% of S&P 500 companies beating analyst expectations. The market has been pretty volatile recently due to the market freaking out about July’s FED minutes that stated the FED may […]
Continue ReadingPSA: Free Streaming Video Options with Unlimited Cell Phone Data Plans
This probably isn’t news to most people, but I figured I’d call it out since it seems some people didn’t know. For all those who have unlimited data plans with one of the Big 3 cell phone carriers (Verizon, AT&T, and T-Mobile), you may be eligible for a free video streaming plan through a partnership […]
Continue ReadingJune 2021 Month End Portfolio Recap
I started my February update with Wow. What a f’ing terrible week. Good grief. *facepalm* I suppose I’ll start my June update with: What an amazing June comeback! 🚀🚀🚀 Investing in growth stocks and concentrating your entire brokerage portfolio to 20-30 core positions that aren’t terribly diversified is not for the faint of heart. After […]
Continue ReadingThe Battle for High-End Graphics Cards
As some of you may have heard, there is a global semiconductor chip shortage that is impacting the supply chains for all sorts of products around the world. Cars, PS5s, graphics cards, cell phones and many other electronics are being impacted and based on several recent reports, it doesn’t look like the chip shortage is […]
Continue ReadingHow We Saved $2,500 on our Annual Grocery Bill with One Change
When it comes to personal finances, one of the most frustrating things for me was to see my family’s grocery bill creep up every month regardless of how we tried to reduce it. The reason I was fixated on groceries is because it was averaging my family nearly $10k/year, so it was a pretty hefty […]
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