As some of you may have heard, there is a global semiconductor chip shortage that is impacting the supply chains for all sorts of products around the world. Cars, PS5s, graphics cards, cell phones and many other electronics are being impacted and based on several recent reports, it doesn’t look like the chip shortage is […]
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How We Saved $2,500 on our Annual Grocery Bill with One Change
When it comes to personal finances, one of the most frustrating things for me was to see my family’s grocery bill creep up every month regardless of how we tried to reduce it. The reason I was fixated on groceries is because it was averaging my family nearly $10k/year, so it was a pretty hefty […]
Continue ReadingWhen to Sell or Trim a Stock Position
When it comes to investing in stocks, I frequently get the question, “When do you sell a stock?” In today’s article, I’m going to review my process on how to decide when to sell or trim a stock. I’ll be using Fastly ($FSLY) as a case study in this whole process. First, a little context […]
Continue Reading3 Reasons Why You Should Buy & Invest in Bitcoin
Unless you’ve been living under a rock, you’ve probably heard of bitcoin and you’ve probably pondered even ever so briefly at one point or another, “Should I buy some bitcoin?” I personally think it might at least be worth another consideration and I’ll give you 5 reasons why, but before I give you my reasons, […]
Continue Reading5 Reasons Why I Invest in Individual Stocks and Why You Should Too
I like investing in individual stocks. It’s fun, it’s interesting, I learn a lot doing it and most of all, it helps provide for my family and my future retirement. Now don’t get me wrong, there’s nothing wrong with just investing in a low-cost index fund and most people already do to some degree if […]
Continue Reading101 Guide to the FIRE Movement and How to Achieve FIRE
This article is going to be about the FIRE movement, what it is and the basics on how to achieve FIRE. Since there are already a lot of articles written about FIRE, I will focus on providing high level definitions and then providing my own insights and perspectives on it. What is the FIRE Movement? […]
Continue ReadingWhat is a Mortgage Recast and Is it Right For You?
When it comes to updating your monthly mortgage payments, the first word that pops into everyone’s head is: Refinance. What if I told you there was another thing you could do with your bank that might offer you more loan flexibility and less cash outlay and takes only a week or two to complete? Introducing… […]
Continue Reading10 Things to Consider If You Plan on Paying Off Your Mortgage Early
Should I pay my mortgage off early? is a common question I’ve read across a bunch of personal finance articles and there’s definitely a lot of debate as to whether or not this is the right thing to do. Personally, I think that if you cut through all the noise and if you own a […]
Continue ReadingPinterest & Peloton Q4/Q2 Earnings Recap
What happened after their earnings reports? Pinterest ($PINS) and Peloton ($PTON) announced their earnings results Thursday afternoon and it was a tale of two cities when it comes to earnings reactions. Pinterest shot up 10%+ in after hours and Peloton tanked nearly 10% in after hours. During the next trading day, Pinterest was up as […]
Continue Reading7 Best Stocks to Buy in 2021
2020 is finally over and it has set a very high bar in terms of stock market returns. Personally, I don’t think it’s ever possible to achieve the returns I saw in 2020 ever again since the environment was hopefully a once in a lifetime event in regard to a pandemic that forced the world […]
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